Ordway, CO
Ordway wildfire risk explained
USFS's Wildfire Risk to Communities model puts Ordway at the 76th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 718 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Ordway at the 75th percentile, close to its 76th-percentile risk score.
Ordway's building exposure, zone by zone
718 buildings are counted in Ordway, and 85.4% of them are Indirect exposure — ember-driven risk rather than the 14.2% in Direct exposure or the 0.4% rated Minimal.
How Ordway compares
Inside Colorado, Ordway sits at just the 47th percentile even though it scores 76th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Ordway ranks 7,431 for wildfire risk (1 is highest) and 14,472 by building count (1 is largest). Within Colorado alone, it ranks 252 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
What this risk score means for insurance
At the 76th percentile nationally, Ordway carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Ordway's 85.4% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Ordway's figures come from
Every one of the two percentiles behind Ordway's 7,431-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Ordway's dominant indirect exposure actually means, with real examples from across the dataset.