Orchidlands Estates, HI
Orchidlands Estates wildfire risk explained
Orchidlands Estates sits at the 88th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 2,207 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Orchidlands Estates's burn probability — fire likelihood with no building count factored in — sits at the 85th percentile nationally.
What "at risk" means for the buildings here
Direct exposure dominates in Orchidlands Estates: 97% of its 2,207 buildings, versus 3% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Orchidlands Estates compares
Orchidlands Estates's 88th national percentile looks worse in isolation than its 35th ranking inside Hawaii does — this place is on the milder end for its own state, by 53 points. Among the 31,521 US communities USFS scores, Orchidlands Estates ranks 3,781 for wildfire risk (1 is highest) and 6,916 by building count (1 is largest). Within Hawaii alone, it ranks 106 of 163 places by risk. See the full county-by-county picture for Hawaii on its state page.
Orchidlands Estates and the insurance market
Orchidlands Estates's very high rating (88th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Orchidlands Estates
Orchidlands Estates's 97% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 2,207 counted buildings into the percentiles shown above for Orchidlands Estates. For more on what direct exposure implies beyond Orchidlands Estates, see the exposure-zones guide.