Orchard City, CO
How exposed is Orchard City to wildfire?
USFS scores Orchard City at the 53rd national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 2,546 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Orchard City at the 53rd national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Orchard City's building exposure, zone by zone
Of Orchard City's 2,546 counted buildings, 70.7% carry Direct exposure and only 0.1% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Orchard City compares
Inside Colorado, Orchard City sits at just the 21st percentile even though it scores 53rd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Orchard City ranks 14,866 for wildfire risk (1 is highest) and 6,210 by building count (1 is largest). Within Colorado alone, it ranks 373 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
Shopping for coverage in Orchard City
Orchard City's elevated rating (53rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 70.7% of Orchard City in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Orchard City's figures come from
Every one of the two percentiles behind Orchard City's 14,866-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Orchard City's dominant direct exposure actually means, with real examples from across the dataset.