Orangeburg, NY
How exposed is Orangeburg to wildfire?
Orangeburg's 1,226 buildings earn a 34th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Orangeburg at the 32nd national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Only 33.1% of Orangeburg's 1,226 buildings carry Direct exposure and 1.8% carry Indirect; the remaining 65.1% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Orangeburg ranks
Orangeburg's 73rd-percentile standing inside New York outpaces its 34th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Orangeburg ranks 20,832 for wildfire risk (1 is highest) and 10,494 by building count (1 is largest). Within New York alone, it ranks 349 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Orangeburg's moderate wildfire rating (34th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 65.1% of buildings rated Minimal exposure, Orangeburg gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Orangeburg's figures come from
Every one of the two percentiles behind Orangeburg's 20,832-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Orangeburg's dominant minimal exposure actually means, with real examples from across the dataset.