Orange City, FL
Orange City wildfire risk explained
Orange City sits at the 77th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 5,156 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Orange City at the 77th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Orange City's buildings actually sit
Direct exposure dominates in Orange City: 42% of its 5,156 buildings, versus 18.6% Indirect and 39.4% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap. At 5,156 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Orange City ranks
Orange City's 77th national percentile looks worse in isolation than its 42nd ranking inside Florida does — this place is on the milder end for its own state, by 36 points. Among the 31,521 US communities USFS scores, Orange City ranks 7,146 for wildfire risk (1 is highest) and 3,343 by building count (1 is largest). Within Florida alone, it ranks 558 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
Orange City's 77th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With 42% of Orange City in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 5,156 counted buildings into the percentiles shown above for Orange City. For more on what direct exposure implies beyond Orange City, see the exposure-zones guide.