Oran, MO
Oran wildfire risk explained
Oran's 755 buildings earn a 29th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Oran at the 31st percentile, close to its 29th-percentile risk score.
What "at risk" means for the buildings here
USFS puts 74.8% of Oran's 755 buildings in the Indirect exposure zone, versus 25.2% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Oran compares
Oran ranks lower within Missouri (9th percentile statewide) than its 29th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Oran ranks 22,381 for wildfire risk (1 is highest) and 14,065 by building count (1 is largest). Within Missouri alone, it ranks 965 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
Oran's moderate wildfire rating (29th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Oran
Oran's 74.8% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Oran's 29th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Oran, see the exposure-zones guide.