Opp, AL
Opp, AL's wildfire risk, in USFS's own numbers
Opp sits at the 67th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 4,328 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Opp's burn probability — fire likelihood with no building count factored in — sits at the 69th percentile nationally.
Opp's building exposure, zone by zone
Direct exposure dominates in Opp: 66.3% of its 4,328 buildings, versus 29.6% Indirect and 4.2% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Opp ranks
Opp's 67th national percentile looks worse in isolation than its 40th ranking inside Alabama does — this place is on the milder end for its own state, by 27 points. Among the 31,521 US communities USFS scores, Opp ranks 10,325 for wildfire risk (1 is highest) and 3,960 by building count (1 is largest). Within Alabama alone, it ranks 356 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Opp and the insurance market
Opp's high rating (67th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Opp's 66.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Opp's 10,325-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Opp, see the exposure-zones guide.