Opheim, MT
How exposed is Opheim to wildfire?
Opheim's 160 buildings earn a 54th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Opheim at the 52nd national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS puts 75% of Opheim's 160 buildings in the Indirect exposure zone, versus 25% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Opheim compares
Opheim ranks lower within Montana (17th percentile statewide) than its 54th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Opheim ranks 14,594 for wildfire risk (1 is highest) and 26,437 by building count (1 is largest). Within Montana alone, it ranks 396 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
Shopping for coverage in Opheim
Opheim's elevated wildfire rating (54th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Opheim
Because 75% of Opheim's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Opheim's figures come from
Every one of the two percentiles behind Opheim's 14,594-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Opheim's dominant indirect exposure actually means, with real examples from across the dataset.