Oolitic, IN
Oolitic wildfire risk explained
USFS scores Oolitic at the 20th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 641 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Oolitic at the 21st percentile, close to its 20th-percentile risk score.
Oolitic's building exposure, zone by zone
641 buildings are counted in Oolitic, and 62.4% of them are Indirect exposure — ember-driven risk rather than the 37.6% in Direct exposure or the 0% rated Minimal.
Oolitic against the rest of the country
Oolitic's 79th-percentile standing inside Indiana outpaces its 20th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Oolitic ranks 25,271 for wildfire risk (1 is highest) and 15,305 by building count (1 is largest). Within Indiana alone, it ranks 200 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
At the 20th national percentile, Oolitic rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Oolitic
With ember exposure the dominant pattern in Oolitic (62.4% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Oolitic's 25,271-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Oolitic, see the exposure-zones guide.