Onward, IN
Onward, IN's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Onward lands at the 3rd percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 68 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Onward at the 3rd national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Onward's building exposure, zone by zone
73.5% of Onward's 68 buildings sit in USFS's Minimal exposure zone, with only 26.5% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Onward ranks
Compare Onward's two percentiles: 19th within Indiana, only 3rd nationally — a gap of 17 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Onward ranks 30,664 for wildfire risk (1 is highest) and 30,346 by building count (1 is largest). Within Indiana alone, it ranks 780 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Onward
Onward's low rating (3rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 73.5% of buildings rated Minimal exposure, Onward gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Onward's 3rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Onward, see the exposure-zones guide.