Ontario, NY
How exposed is Ontario to wildfire?
Ontario's 1,179 buildings earn a 10th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Ontario's burn probability — fire likelihood with no building count factored in — sits at the 11th percentile nationally.
Where Ontario's buildings actually sit
Of Ontario's 1,179 counted buildings, 74.4% carry Direct exposure and only 19.4% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Ontario ranks
Ontario scores 10th nationally and 24th within New York — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Ontario ranks 28,243 for wildfire risk (1 is highest) and 10,776 by building count (1 is largest). Within New York alone, it ranks 975 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Ontario
Ontario's low rating (10th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 74.4% of Ontario in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Ontario's figures come from
The methodology guide shows exactly how USFS turned 1,179 counted buildings into the percentiles shown above for Ontario. The exposure-zones guide covers what Ontario's dominant direct exposure actually means, with real examples from across the dataset.