Onsted, MI
How exposed is Onsted to wildfire?
Out of every US place USFS scores, Onsted lands at the 10th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 473 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Onsted's burn probability — fire likelihood with no building count factored in — sits at the 10th percentile nationally.
Where Onsted's buildings actually sit
Only 19% of Onsted's 473 buildings carry Direct exposure and 12.3% carry Indirect; the remaining 68.7% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Onsted against the rest of the country
Compare Onsted's two percentiles: 34th within Michigan, only 10th nationally — a gap of 24 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Onsted ranks 28,374 for wildfire risk (1 is highest) and 17,827 by building count (1 is largest). Within Michigan alone, it ranks 492 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Shopping for coverage in Onsted
Onsted's low rating (10th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Onsted
With 68.7% of buildings rated Minimal exposure, Onsted gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Onsted's 10th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Onsted, see the exposure-zones guide.