Ong, NE
Ong, NE's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Ong at the 16th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 103 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Ong at the 11th national percentile — 4 points below its risk-to-structures score, a gap driven by how much is actually built there.
Ong's building exposure, zone by zone
51.5% of Ong's 103 buildings sit in USFS's Minimal exposure zone, with only 48.5% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Ong ranks
Ong's risk sits at a similar level relative to Nebraska (7th percentile statewide) as it does nationally (16th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Ong ranks 26,636 for wildfire risk (1 is highest) and 28,909 by building count (1 is largest). Within Nebraska alone, it ranks 541 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
Ong's low wildfire rating (16th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 51.5% of buildings rated Minimal exposure, Ong gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Ong's figures come from
Every one of the two percentiles behind Ong's 26,636-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Ong's dominant minimal exposure actually means, with real examples from across the dataset.