Oneida, NY
Oneida, NY's wildfire risk, in USFS's own numbers
USFS scores Oneida at the 11th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 4,902 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Oneida at the 11th percentile, close to its 11th-percentile risk score.
Where Oneida's buildings actually sit
Direct exposure dominates in Oneida: 42.9% of its 4,902 buildings, versus 22.5% Indirect and 34.6% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Oneida against the rest of the country
There's little gap between Oneida's 11th national percentile and its 26th percentile inside New York, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Oneida ranks 28,152 for wildfire risk (1 is highest) and 3,489 by building count (1 is largest). Within New York alone, it ranks 963 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Oneida
Oneida's low rating (11th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 42.9% of Oneida in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Oneida's 11th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Oneida, see the exposure-zones guide.