Oneida, KY
How exposed is Oneida to wildfire?
Out of every US place USFS scores, Oneida lands at the 91st percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 207 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Oneida at the 94th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Oneida's buildings actually sit
Of Oneida's 207 counted buildings, 54.6% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Oneida ranks
Oneida scores 91st nationally and 94th within Kentucky — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Oneida ranks 2,804 for wildfire risk (1 is highest) and 24,598 by building count (1 is largest). Within Kentucky alone, it ranks 38 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Shopping for coverage in Oneida
Oneida's 91st-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With 54.6% of Oneida in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Oneida's 2,804-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Oneida, see the exposure-zones guide.