Oneida Castle, NY
Oneida Castle wildfire risk explained
USFS scores Oneida Castle at the 8th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 331 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Oneida Castle at the 8th percentile, close to its 8th-percentile risk score.
What "at risk" means for the buildings here
Of Oneida Castle's 331 counted buildings, 92.8% carry Direct exposure and only 7.3% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Oneida Castle compares
There's little gap between Oneida Castle's 8th national percentile and its 18th percentile inside New York, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Oneida Castle ranks 28,943 for wildfire risk (1 is highest) and 20,800 by building count (1 is largest). Within New York alone, it ranks 1,060 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Oneida Castle's low rating (8th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 92.8% of Oneida Castle in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Oneida Castle's 8th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Oneida Castle, see the exposure-zones guide.