Onaway, ID
How exposed is Onaway to wildfire?
USFS scores Onaway at the 60th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 171 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Onaway's burn probability — fire likelihood with no building count factored in — sits at the 62nd percentile nationally.
Onaway's building exposure, zone by zone
USFS puts 92.4% of Onaway's 171 buildings in the Indirect exposure zone, versus 7.6% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Onaway compares
Onaway's 60th national percentile looks worse in isolation than its 26th ranking inside Idaho does — this place is on the milder end for its own state, by 34 points. Among the 31,521 US communities USFS scores, Onaway ranks 12,572 for wildfire risk (1 is highest) and 25,978 by building count (1 is largest). Within Idaho alone, it ranks 172 of 232 places by risk. See the full county-by-county picture for Idaho on its state page.
What this risk score means for insurance
Onaway's 60th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Because 92.4% of Onaway's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Onaway's figures come from
The methodology guide shows exactly how USFS turned 171 counted buildings into the percentiles shown above for Onaway. The exposure-zones guide covers what Onaway's dominant indirect exposure actually means, with real examples from across the dataset.