Omaha, TX
Omaha, TX's wildfire risk, in USFS's own numbers
USFS scores Omaha at the 83rd national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 613 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Omaha at the 85th percentile, close to its 83rd-percentile risk score.
Where Omaha's buildings actually sit
Indirect exposure is dominant in Omaha (57.6% of 613 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 42.4% sit in the Direct zone.
How Omaha compares
There's little gap between Omaha's 83rd national percentile and its 68th percentile inside Texas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Omaha ranks 5,526 for wildfire risk (1 is highest) and 15,664 by building count (1 is largest). Within Texas alone, it ranks 582 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Omaha and the insurance market
Omaha's 83rd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Omaha (57.6% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Omaha's figures come from
The methodology guide shows exactly how USFS turned 613 counted buildings into the percentiles shown above for Omaha. The exposure-zones guide covers what Omaha's dominant indirect exposure actually means, with real examples from across the dataset.