Olympia, WA
Olympia wildfire risk explained
Olympia sits at the 18th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 20,271 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Olympia at the 19th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Olympia's building exposure, zone by zone
USFS classifies 67.1% of Olympia's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 8.7% Direct and 24.2% Indirect — a landscape-level risk rather than a building-by-building one. At 20,271 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Olympia against the rest of the country
Olympia scores 18th nationally and 25th within Washington — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Olympia ranks 25,988 for wildfire risk (1 is highest) and 694 by building count (1 is largest). Within Washington alone, it ranks 475 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
Shopping for coverage in Olympia
Olympia's low rating (18th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Olympia
With 67.1% of buildings rated Minimal exposure, Olympia gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Olympia's figures come from
Every one of the two percentiles behind Olympia's 25,988-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Olympia's dominant minimal exposure actually means, with real examples from across the dataset.