Olympia Fields, IL
Olympia Fields wildfire risk explained
USFS's Wildfire Risk to Communities model puts Olympia Fields at the 54th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 1,900 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Olympia Fields at the 56th percentile, close to its 54th-percentile risk score.
Olympia Fields's building exposure, zone by zone
Olympia Fields rates 95.3% Minimal exposure against just 4.7% Direct and 0% Indirect — of 1,900 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Olympia Fields ranks
Within Illinois, Olympia Fields ranks higher (100th percentile) than it does nationally (54th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Olympia Fields ranks 14,582 for wildfire risk (1 is highest) and 7,762 by building count (1 is largest). Within Illinois alone, it ranks 8 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Olympia Fields's elevated wildfire rating (54th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Olympia Fields's 95.3% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,900 counted buildings into the percentiles shown above for Olympia Fields. For more on what minimal exposure implies beyond Olympia Fields, see the exposure-zones guide.