Olsburg, KS
Olsburg, KS's wildfire risk, in USFS's own numbers
Olsburg's 186 buildings earn a 95th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Olsburg's burn probability — fire likelihood with no building count factored in — sits at the 93rd percentile nationally.
What "at risk" means for the buildings here
54.8% of Olsburg's 186 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 45.2% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Olsburg ranks
Olsburg scores 95th nationally and 97th within Kansas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Olsburg ranks 1,510 for wildfire risk (1 is highest) and 25,390 by building count (1 is largest). Within Kansas alone, it ranks 26 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
What this risk score means for insurance
Olsburg's very high rating (95th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With ember exposure the dominant pattern in Olsburg (54.8% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 186 counted buildings into the percentiles shown above for Olsburg. For more on what indirect exposure implies beyond Olsburg, see the exposure-zones guide.