Olmsted, IL
Olmsted, IL's wildfire risk, in USFS's own numbers
USFS scores Olmsted at the 39th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 338 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Olmsted at the 42nd percentile, close to its 39th-percentile risk score.
What "at risk" means for the buildings here
338 buildings are counted in Olmsted, and 60.7% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Olmsted against the rest of the country
Within Illinois, Olmsted ranks higher (92nd percentile) than it does nationally (39th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Olmsted ranks 19,122 for wildfire risk (1 is highest) and 20,623 by building count (1 is largest). Within Illinois alone, it ranks 116 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Olmsted and the insurance market
Olmsted's moderate rating (39th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Olmsted (60.7%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Olmsted's 19,122-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Olmsted, see the exposure-zones guide.