Ollie, IA
How exposed is Ollie to wildfire?
Ollie's 172 buildings earn a 48th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Ollie at the 49th percentile, close to its 48th-percentile risk score.
Ollie's building exposure, zone by zone
USFS classifies 94.2% of Ollie's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 5.8% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Ollie against the rest of the country
Compare Ollie's two percentiles: 66th within Iowa, only 48th nationally — a gap of 18 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Ollie ranks 16,476 for wildfire risk (1 is highest) and 25,935 by building count (1 is largest). Within Iowa alone, it ranks 349 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Ollie and the insurance market
At the 48th national percentile, Ollie rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Ollie's 94.2% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Ollie's figures come from
The methodology guide shows exactly how USFS turned 172 counted buildings into the percentiles shown above for Ollie. The exposure-zones guide covers what Ollie's dominant minimal exposure actually means, with real examples from across the dataset.