Olivia, MN
How exposed is Olivia to wildfire?
USFS scores Olivia at the 5th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 1,461 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Olivia's burn probability — fire likelihood with no building count factored in — sits at the 4th percentile nationally.
Olivia's building exposure, zone by zone
Only 8.8% of Olivia's 1,461 buildings carry Direct exposure and 0% carry Indirect; the remaining 91.2% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Olivia compares
Olivia scores 5th nationally and 7th within Minnesota — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Olivia ranks 30,044 for wildfire risk (1 is highest) and 9,346 by building count (1 is largest). Within Minnesota alone, it ranks 846 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Olivia and the insurance market
At the 5th national percentile, Olivia rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Olivia
With 91.2% of buildings rated Minimal exposure, Olivia gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,461 counted buildings into the percentiles shown above for Olivia. For more on what minimal exposure implies beyond Olivia, see the exposure-zones guide.