Olivet, KS
Olivet wildfire risk explained
USFS scores Olivet at the 90th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 97 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Olivet's burn probability — fire likelihood with no building count factored in — sits at the 86th percentile nationally.
Where Olivet's buildings actually sit
Of Olivet's 97 counted buildings, 68% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Olivet against the rest of the country
There's little gap between Olivet's 90th national percentile and its 90th percentile inside Kansas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Olivet ranks 3,184 for wildfire risk (1 is highest) and 29,176 by building count (1 is largest). Within Kansas alone, it ranks 70 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
What this risk score means for insurance
At the 90th percentile nationally, Olivet carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Olivet's 68% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Olivet's 90th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Olivet, see the exposure-zones guide.