Olivet, IL
How exposed is Olivet to wildfire?
Olivet sits at the 9th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 310 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Olivet at the 9th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Only 36.8% of Olivet's 310 buildings carry Direct exposure and 0% carry Indirect; the remaining 63.2% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Olivet against the rest of the country
Olivet's 39th-percentile standing inside Illinois outpaces its 9th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Olivet ranks 28,833 for wildfire risk (1 is highest) and 21,366 by building count (1 is largest). Within Illinois alone, it ranks 880 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Olivet
Olivet's low wildfire rating (9th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Olivet's 63.2% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Olivet's 9th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Olivet, see the exposure-zones guide.