Oliver, PA
Oliver wildfire risk explained
Out of every US place USFS scores, Oliver lands at the 28th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 1,310 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Oliver's burn probability — fire likelihood with no building count factored in — sits at the 29th percentile nationally.
Oliver's building exposure, zone by zone
Indirect exposure is dominant in Oliver (69.3% of 1,310 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 20.1% sit in the Direct zone.
Where Oliver ranks
There's little gap between Oliver's 28th national percentile and its 34th percentile inside Pennsylvania, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Oliver ranks 22,831 for wildfire risk (1 is highest) and 10,024 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,325 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Shopping for coverage in Oliver
At the 28th national percentile, Oliver rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Oliver's 69.3% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,310 counted buildings into the percentiles shown above for Oliver. For more on what indirect exposure implies beyond Oliver, see the exposure-zones guide.