Oldenburg, IN
How exposed is Oldenburg to wildfire?
USFS scores Oldenburg at the 18th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 371 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Oldenburg at the 19th percentile, close to its 18th-percentile risk score.
Where Oldenburg's buildings actually sit
371 buildings are counted in Oldenburg, and 53.6% of them are Indirect exposure — ember-driven risk rather than the 46.4% in Direct exposure or the 0% rated Minimal.
Where Oldenburg ranks
Within Indiana, Oldenburg ranks higher (75th percentile) than it does nationally (18th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Oldenburg ranks 25,837 for wildfire risk (1 is highest) and 19,835 by building count (1 is largest). Within Indiana alone, it ranks 246 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
At the 18th national percentile, Oldenburg rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Because 53.6% of Oldenburg's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 371 counted buildings into the percentiles shown above for Oldenburg. For more on what indirect exposure implies beyond Oldenburg, see the exposure-zones guide.