Olde West Chester, OH
Olde West Chester wildfire risk explained
USFS's Wildfire Risk to Communities model puts Olde West Chester at the 13th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 166 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Olde West Chester at the 15th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Olde West Chester's buildings actually sit
USFS classifies 57.8% of Olde West Chester's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 42.2% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Olde West Chester against the rest of the country
Compare Olde West Chester's two percentiles: 38th within Ohio, only 13th nationally — a gap of 25 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Olde West Chester ranks 27,556 for wildfire risk (1 is highest) and 26,188 by building count (1 is largest). Within Ohio alone, it ranks 787 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
At the 13th national percentile, Olde West Chester rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Olde West Chester
Even with 57.8% of Olde West Chester outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Olde West Chester's figures come from
Every one of the two percentiles behind Olde West Chester's 27,556-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Olde West Chester's dominant minimal exposure actually means, with real examples from across the dataset.