Old River-Winfree, TX
Old River-Winfree, TX's wildfire risk, in USFS's own numbers
Old River-Winfree sits at the 94th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 759 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Old River-Winfree at the 93rd national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Old River-Winfree's buildings actually sit
74.4% of Old River-Winfree's 759 buildings sit in USFS's Direct exposure zone, roughly 565 structures close enough to burnable vegetation for flame contact, not just embers — 25.6% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Old River-Winfree ranks
Old River-Winfree's risk sits at a similar level relative to Texas (93rd percentile statewide) as it does nationally (94th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Old River-Winfree ranks 1,998 for wildfire risk (1 is highest) and 14,033 by building count (1 is largest). Within Texas alone, it ranks 131 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Old River-Winfree's 94th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Old River-Winfree
With 74.4% of Old River-Winfree in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Old River-Winfree's 94th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Old River-Winfree, see the exposure-zones guide.