Old River, CA
Old River, CA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Old River at the 64th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 94 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Old River's burn probability — fire likelihood with no building count factored in — sits at the 65th percentile nationally.
Where Old River's buildings actually sit
Old River rates 61.7% Minimal exposure against just 38.3% Direct and 0% Indirect — of 94 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Old River against the rest of the country
Inside California, Old River sits at just the 23rd percentile even though it scores 64th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Old River ranks 11,302 for wildfire risk (1 is highest) and 29,300 by building count (1 is largest). Within California alone, it ranks 1,216 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Shopping for coverage in Old River
Old River's 64th-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
Lowering exposure, not just insuring around it
Even with 61.7% of Old River outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Old River's 11,302-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Old River, see the exposure-zones guide.