Old Monroe, MO
Old Monroe, MO's wildfire risk, in USFS's own numbers
USFS scores Old Monroe at the 30th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 191 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Old Monroe at the 32nd national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Old Monroe's buildings actually sit
94.8% of Old Monroe's 191 buildings sit in USFS's Minimal exposure zone, with only 5.2% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Old Monroe against the rest of the country
Old Monroe's 30th national percentile looks worse in isolation than its 9th ranking inside Missouri does — this place is on the milder end for its own state, by 21 points. Among the 31,521 US communities USFS scores, Old Monroe ranks 22,159 for wildfire risk (1 is highest) and 25,210 by building count (1 is largest). Within Missouri alone, it ranks 964 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Old Monroe
Old Monroe's moderate rating (30th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 94.8% of buildings rated Minimal exposure, Old Monroe gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Old Monroe's figures come from
The methodology guide shows exactly how USFS turned 191 counted buildings into the percentiles shown above for Old Monroe. The exposure-zones guide covers what Old Monroe's dominant minimal exposure actually means, with real examples from across the dataset.