Old Mill Creek, IL
Old Mill Creek wildfire risk explained
Out of every US place USFS scores, Old Mill Creek lands at the 38th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 224 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Old Mill Creek at the 40th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 73.7% of Old Mill Creek's buildings as Direct exposure, higher than its 0% Indirect share and far above its 26.3% Minimal share — a profile where 165 structures sit close enough to vegetation that lot clearing matters most.
Where Old Mill Creek ranks
Old Mill Creek's 91st-percentile standing inside Illinois outpaces its 38th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Old Mill Creek ranks 19,468 for wildfire risk (1 is highest) and 23,976 by building count (1 is largest). Within Illinois alone, it ranks 136 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Old Mill Creek and the insurance market
Old Mill Creek's moderate wildfire rating (38th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Old Mill Creek
With 73.7% of Old Mill Creek in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Old Mill Creek's 38th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Old Mill Creek, see the exposure-zones guide.