Old Greenwich, CT
How exposed is Old Greenwich to wildfire?
USFS scores Old Greenwich at the 25th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 4,438 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Old Greenwich at the 26th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Old Greenwich's building exposure, zone by zone
Only 20.9% of Old Greenwich's 4,438 buildings carry Direct exposure and 0% carry Indirect; the remaining 79.1% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Old Greenwich compares
Old Greenwich's risk sits at a similar level relative to Connecticut (25th percentile statewide) as it does nationally (25th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Old Greenwich ranks 23,504 for wildfire risk (1 is highest) and 3,845 by building count (1 is largest). Within Connecticut alone, it ranks 160 of 214 places by risk. See the full county-by-county picture for Connecticut on its state page.
Shopping for coverage in Old Greenwich
Old Greenwich's moderate wildfire rating (25th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 79.1% of Old Greenwich outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Old Greenwich's figures come from
Every one of the two percentiles behind Old Greenwich's 23,504-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Old Greenwich's dominant minimal exposure actually means, with real examples from across the dataset.