Old Fig Garden, CA
How exposed is Old Fig Garden to wildfire?
Out of every US place USFS scores, Old Fig Garden lands at the 33rd percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 2,753 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Old Fig Garden at the 38th national percentile — 6 points above its risk-to-structures score, a gap driven by how much is actually built there.
Old Fig Garden's building exposure, zone by zone
Most of Old Fig Garden's buildings (93.5% of 2,753) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Old Fig Garden against the rest of the country
Inside California, Old Fig Garden sits at just the 3rd percentile even though it scores 33rd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Old Fig Garden ranks 21,263 for wildfire risk (1 is highest) and 5,846 by building count (1 is largest). Within California alone, it ranks 1,519 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
What this risk score means for insurance
Because Old Fig Garden is in California, a wildfire-hazard disclosure is legally required before a sale closes here — unusual nationally, since only these two states mandate it. The state's FAIR Plan alone carried 668,609 policies by the end of 2025. Full detail in the disclosure-law guide.
Hardening a home in Old Fig Garden
Even with 93.5% of Old Fig Garden outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Old Fig Garden's 21,263-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Old Fig Garden, see the exposure-zones guide.