Old Agency, MT
Old Agency, MT's wildfire risk, in USFS's own numbers
Old Agency sits at the 77th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 53 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Old Agency's burn probability — fire likelihood with no building count factored in — sits at the 78th percentile nationally.
Old Agency's building exposure, zone by zone
Indirect exposure is dominant in Old Agency (58.5% of 53 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 41.5% sit in the Direct zone.
How Old Agency compares
Old Agency's 77th national percentile looks worse in isolation than its 47th ranking inside Montana does — this place is on the milder end for its own state, by 30 points. Among the 31,521 US communities USFS scores, Old Agency ranks 7,313 for wildfire risk (1 is highest) and 30,850 by building count (1 is largest). Within Montana alone, it ranks 251 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
Old Agency and the insurance market
At the 77th percentile nationally, Old Agency carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because 58.5% of Old Agency's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Old Agency's figures come from
Every one of the two percentiles behind Old Agency's 7,313-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Old Agency's dominant indirect exposure actually means, with real examples from across the dataset.