Olathe, CO
Olathe, CO's wildfire risk, in USFS's own numbers
Olathe's 824 buildings earn a 34th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Olathe at the 33rd percentile, close to its 34th-percentile risk score.
What "at risk" means for the buildings here
Olathe rates 52.7% Minimal exposure against just 14.3% Direct and 33% Indirect — of 824 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Olathe compares
Inside Colorado, Olathe sits at just the 5th percentile even though it scores 34th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Olathe ranks 20,947 for wildfire risk (1 is highest) and 13,406 by building count (1 is largest). Within Colorado alone, it ranks 447 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
What this risk score means for insurance
Olathe's moderate wildfire rating (34th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Olathe's 52.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Olathe's figures come from
The methodology guide shows exactly how USFS turned 824 counted buildings into the percentiles shown above for Olathe. The exposure-zones guide covers what Olathe's dominant minimal exposure actually means, with real examples from across the dataset.