Olar, SC
Olar wildfire risk explained
Olar's 210 buildings earn a 70th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Olar's burn probability — fire likelihood with no building count factored in — sits at the 69th percentile nationally.
Olar's building exposure, zone by zone
59.5% of Olar's 210 buildings sit in USFS's Direct exposure zone, roughly 125 structures close enough to burnable vegetation for flame contact, not just embers — 40.5% fall in the Indirect, ember-only zone and 0% are Minimal.
How Olar compares
Olar's risk sits at a similar level relative to South Carolina (58th percentile statewide) as it does nationally (70th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Olar ranks 9,496 for wildfire risk (1 is highest) and 24,496 by building count (1 is largest). Within South Carolina alone, it ranks 200 of 474 places by risk. See the full county-by-county picture for South Carolina on its state page.
Olar and the insurance market
Olar's high rating (70th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 59.5% of Olar in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Olar's 70th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Olar, see the exposure-zones guide.