Oklaunion, TX
How exposed is Oklaunion to wildfire?
USFS's Wildfire Risk to Communities model puts Oklaunion at the 62nd national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 82 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Oklaunion at the 56th percentile, close to its 62nd-percentile risk score.
Oklaunion's building exposure, zone by zone
Oklaunion rates 75.6% Minimal exposure against just 24.4% Direct and 0% Indirect — of 82 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Oklaunion against the rest of the country
Oklaunion's 62nd national percentile looks worse in isolation than its 16th ranking inside Texas does — this place is on the milder end for its own state, by 46 points. Among the 31,521 US communities USFS scores, Oklaunion ranks 12,146 for wildfire risk (1 is highest) and 29,825 by building count (1 is largest). Within Texas alone, it ranks 1,510 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Oklaunion
At the 62nd percentile nationally, Oklaunion carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With 75.6% of buildings rated Minimal exposure, Oklaunion gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Oklaunion's figures come from
Oklaunion's 62nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Oklaunion's dominant minimal exposure actually means, with real examples from across the dataset.