Oklahoma (Westmoreland), PA
Oklahoma (Westmoreland), PA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Oklahoma (Westmoreland) at the 33rd national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 476 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Oklahoma (Westmoreland)'s burn probability — fire likelihood with no building count factored in — sits at the 33rd percentile nationally.
Oklahoma (Westmoreland)'s building exposure, zone by zone
USFS puts 86.3% of Oklahoma (Westmoreland)'s 476 buildings in the Indirect exposure zone, versus 13.7% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Oklahoma (Westmoreland) ranks
Oklahoma (Westmoreland)'s risk sits at a similar level relative to Pennsylvania (44th percentile statewide) as it does nationally (33rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Oklahoma (Westmoreland) ranks 21,252 for wildfire risk (1 is highest) and 17,790 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,123 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Oklahoma (Westmoreland)'s moderate rating (33rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because 86.3% of Oklahoma (Westmoreland)'s buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Oklahoma (Westmoreland)'s 33rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Oklahoma (Westmoreland), see the exposure-zones guide.