Oklahoma (Clearfield), PA
Oklahoma (Clearfield), PA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Oklahoma (Clearfield) at the 33rd national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 350 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Oklahoma (Clearfield) at the 34th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Oklahoma (Clearfield)'s buildings actually sit
Most of Oklahoma (Clearfield)'s buildings (59.4%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
How Oklahoma (Clearfield) compares
Oklahoma (Clearfield)'s risk sits at a similar level relative to Pennsylvania (44th percentile statewide) as it does nationally (33rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Oklahoma (Clearfield) ranks 21,191 for wildfire risk (1 is highest) and 20,319 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,111 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Oklahoma (Clearfield)'s moderate rating (33rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Oklahoma (Clearfield)
Oklahoma (Clearfield)'s 59.4% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Oklahoma (Clearfield)'s figures come from
Every one of the two percentiles behind Oklahoma (Clearfield)'s 21,191-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Oklahoma (Clearfield)'s dominant indirect exposure actually means, with real examples from across the dataset.