Oklahoma City, OK
Oklahoma City, OK's wildfire risk, in USFS's own numbers
Oklahoma City's 275,648 buildings earn a 82nd-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Oklahoma City at the 82nd percentile, close to its 82nd-percentile risk score.
Where Oklahoma City's buildings actually sit
Most of Oklahoma City's buildings (78.6% of 275,648) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 275,648 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Oklahoma City ranks
Oklahoma City's 82nd national percentile looks worse in isolation than its 25th ranking inside Oklahoma does — this place is on the milder end for its own state, by 57 points. Among the 31,521 US communities USFS scores, Oklahoma City ranks 5,806 for wildfire risk (1 is highest) and 13 by building count (1 is largest). Within Oklahoma alone, it ranks 630 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Oklahoma City and the insurance market
Oklahoma City's very high rating (82nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Even with 78.6% of Oklahoma City outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Oklahoma City's 82nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Oklahoma City, see the exposure-zones guide.