Okay, OK
Okay, OK's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Okay lands at the 91st percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 387 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Okay's burn probability — fire likelihood with no building count factored in — sits at the 93rd percentile nationally.
What "at risk" means for the buildings here
Direct exposure dominates in Okay: 58.4% of its 387 buildings, versus 41.6% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Okay ranks
Okay's 91st national percentile looks worse in isolation than its 50th ranking inside Oklahoma does — this place is on the milder end for its own state, by 40 points. Among the 31,521 US communities USFS scores, Okay ranks 2,963 for wildfire risk (1 is highest) and 19,471 by building count (1 is largest). Within Oklahoma alone, it ranks 415 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Okay and the insurance market
At the 91st percentile nationally, Okay carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
With 58.4% of Okay in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Okay's 91st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Okay, see the exposure-zones guide.