Ojo Encino, NM
Ojo Encino wildfire risk explained
Out of every US place USFS scores, Ojo Encino lands at the 37th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 112 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Ojo Encino's burn probability — fire likelihood with no building count factored in — sits at the 37th percentile nationally.
Where Ojo Encino's buildings actually sit
Direct exposure dominates in Ojo Encino: 96.4% of its 112 buildings, versus 3.6% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Ojo Encino ranks
Ojo Encino's 37th national percentile looks worse in isolation than its 6th ranking inside New Mexico does — this place is on the milder end for its own state, by 31 points. Among the 31,521 US communities USFS scores, Ojo Encino ranks 19,856 for wildfire risk (1 is highest) and 28,552 by building count (1 is largest). Within New Mexico alone, it ranks 466 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
What this risk score means for insurance
At the 37th national percentile, Ojo Encino rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 96.4% of Ojo Encino in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Ojo Encino's 19,856-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Ojo Encino, see the exposure-zones guide.