Ohlman, IL
How exposed is Ohlman to wildfire?
USFS scores Ohlman at the 3rd national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 143 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Ohlman's burn probability — fire likelihood with no building count factored in — sits at the 3rd percentile nationally.
What "at risk" means for the buildings here
93% of Ohlman's 143 buildings sit in USFS's Minimal exposure zone, with only 7% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Ohlman ranks
Within Illinois, Ohlman ranks higher (22nd percentile) than it does nationally (3rd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Ohlman ranks 30,439 for wildfire risk (1 is highest) and 27,147 by building count (1 is largest). Within Illinois alone, it ranks 1,127 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Ohlman
At the 3rd national percentile, Ohlman rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Even with 93% of Ohlman outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Ohlman's figures come from
Ohlman's 3rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Ohlman's dominant minimal exposure actually means, with real examples from across the dataset.