Ohkay Owingeh, NM
How exposed is Ohkay Owingeh to wildfire?
USFS's Wildfire Risk to Communities model puts Ohkay Owingeh at the 72nd national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 557 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Ohkay Owingeh at the 68th national percentile — 4 points below its risk-to-structures score, a gap driven by how much is actually built there.
Ohkay Owingeh's building exposure, zone by zone
557 buildings are counted in Ohkay Owingeh, and 65.9% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Ohkay Owingeh compares
Ohkay Owingeh's 72nd national percentile looks worse in isolation than its 43rd ranking inside New Mexico does — this place is on the milder end for its own state, by 29 points. Among the 31,521 US communities USFS scores, Ohkay Owingeh ranks 8,733 for wildfire risk (1 is highest) and 16,461 by building count (1 is largest). Within New Mexico alone, it ranks 285 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
What this risk score means for insurance
At the 72nd percentile nationally, Ohkay Owingeh carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
With 65.9% of Ohkay Owingeh in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Ohkay Owingeh's 8,733-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Ohkay Owingeh, see the exposure-zones guide.