Ohiowa, NE
How exposed is Ohiowa to wildfire?
Ohiowa's 151 buildings earn a 35th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Ohiowa's burn probability — fire likelihood with no building count factored in — sits at the 28th percentile nationally.
What "at risk" means for the buildings here
Most of Ohiowa's buildings (80.8% of 151) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Ohiowa against the rest of the country
Ohiowa ranks lower within Nebraska (19th percentile statewide) than its 35th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Ohiowa ranks 20,517 for wildfire risk (1 is highest) and 26,850 by building count (1 is largest). Within Nebraska alone, it ranks 471 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Shopping for coverage in Ohiowa
Ohiowa's moderate rating (35th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Ohiowa's 80.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Ohiowa's figures come from
The methodology guide shows exactly how USFS turned 151 counted buildings into the percentiles shown above for Ohiowa. The exposure-zones guide covers what Ohiowa's dominant minimal exposure actually means, with real examples from across the dataset.