Ohio, IL
Ohio, IL's wildfire risk, in USFS's own numbers
USFS scores Ohio at the 1st national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 348 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Ohio at the 1st national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Most of Ohio's buildings (88.8% of 348) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Ohio against the rest of the country
Ohio scores 1st nationally and 7th within Illinois — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Ohio ranks 31,292 for wildfire risk (1 is highest) and 20,360 by building count (1 is largest). Within Illinois alone, it ranks 1,340 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Ohio's low wildfire rating (1st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Ohio
Even with 88.8% of Ohio outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Ohio's figures come from
The methodology guide shows exactly how USFS turned 348 counted buildings into the percentiles shown above for Ohio. The exposure-zones guide covers what Ohio's dominant minimal exposure actually means, with real examples from across the dataset.