Oglethorpe, GA
Oglethorpe, GA's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Oglethorpe lands at the 62nd percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 686 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Oglethorpe's burn probability — fire likelihood with no building count factored in — sits at the 63rd percentile nationally.
Oglethorpe's building exposure, zone by zone
686 buildings are counted in Oglethorpe, and 53.8% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Oglethorpe against the rest of the country
Inside Georgia, Oglethorpe sits at just the 26th percentile even though it scores 62nd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Oglethorpe ranks 12,127 for wildfire risk (1 is highest) and 14,806 by building count (1 is largest). Within Georgia alone, it ranks 497 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
Oglethorpe and the insurance market
Oglethorpe's high rating (62nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because Direct exposure dominates in Oglethorpe (53.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 686 counted buildings into the percentiles shown above for Oglethorpe. For more on what direct exposure implies beyond Oglethorpe, see the exposure-zones guide.