Oglesby, IL
Oglesby, IL's wildfire risk, in USFS's own numbers
Oglesby sits at the 35th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 2,452 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Oglesby at the 36th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
2,452 buildings are counted in Oglesby, and 78.8% of them are Indirect exposure — ember-driven risk rather than the 7.7% in Direct exposure or the 13.5% rated Minimal.
How Oglesby compares
Oglesby's 87th-percentile standing inside Illinois outpaces its 35th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Oglesby ranks 20,540 for wildfire risk (1 is highest) and 6,390 by building count (1 is largest). Within Illinois alone, it ranks 198 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Oglesby's moderate rating (35th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Oglesby (78.8% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Oglesby's figures come from
Oglesby's 35th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Oglesby's dominant indirect exposure actually means, with real examples from across the dataset.